FinTrend.
Monday Outlook

Twelve Trillion Dollars of Answers

Thirty S&P 500 companies worth a combined $12.55 trillion report this week. The Fed is silent, the data calendar is empty, and oil isn't cooperating. Everything hinges on Wednesday night.

James Thomas Minnehan · Senior Markets Editor
Monday, July 20, 2026

On Wednesday, thirty companies in the S&P 500 worth a combined $12.55 trillion report second-quarter results. On Thursday, 153 companies report. The Federal Reserve is in blackout. The economic calendar is close to empty. For one week, earnings are the only thing setting prices.

That is a rare and slightly uncomfortable configuration.

S&P 500
7,443.28
−0.19%
Nasdaq Comp
25,508.07
−0.05%
Dow Jones
51,839.26
−0.59%
Apple
−2.0%
Best sector
Energy
XLE

Monday's session

Stocks erased early gains. The S&P 500 fell 0.19% to 7,443.28, the Nasdaq Composite slipped 0.05% to 25,508.07, and the Dow Jones Industrial Average dropped 307.16 points, or 0.59%, to 51,839.26, dragged by a more than 2% decline in Apple.

The pattern of the day was instructive: an early recovery in semiconductors was overwhelmed by a bounce in crude and a spike in Treasury yields. Energy was the clear winner in the S&P 500, technology managed modest gains, and the defensive complex — health care, utilities, REITs and staples — gave back recent gains.

The United States completed its ninth consecutive day of strikes on Iran overnight. Sentiment improved by midmorning in London after Iranian Foreign Ministry spokesman Esmail Baghaei raised hopes of a diplomatic settlement — a reminder of how thin the diplomatic premium currently is, when a single sentence from a spokesman is enough to move a global tape.

European markets were subdued: France's CAC 40 fell 0.11%, Germany's DAX slipped 0.16%, the FTSE 100 lost 0.3%, and Italy's FTSE MIB hovered just below flat.

July has been a painful month for AI and momentum investors. The infrastructure trade has unwound roughly 20% from its highs, and strong results from Samsung, ASML and TSMC have not stopped it.

The month so far

Intel keeps cutting

Intel is planning a further round of layoffs as part of what the company describes as a broader strategy. More than 5,000 U.S. employees have been affected so far, concentrated in California and Oregon with additional cuts in Arizona and Texas. A company spokesperson said the data center group is aligning its organisation to ensure the right roles and skills are in place. Intel reports on Thursday.

The week's structure

July 20–24 calendar
Day What lands
Monday Leading Indicators (June); Halliburton, 3M, KeyCorp, General Motors, Danaher, Northrop Grumman
Wednesday Alphabet, Tesla, IBM, ServiceNow, Texas Instruments, AT&T, Philip Morris, CME, GE Vernova
Thursday ECB decision; Intel, T-Mobile, RTX, Union Pacific, Thermo Fisher, Newmont, Nasdaq Inc.
Thursday 8:30 GDP, PCE, personal income, consumer spending, jobless claims

The European Central Bank meets Thursday. Having hiked at its prior meeting, consensus strongly favours a hold.

Then the FOMC on July 28–29, with the committee already in its blackout period. No change in rates is expected. Following a CPI print at 3.5% and a June payrolls figure of 57,000, the case for holding is stronger than it has been all year — and the interest is entirely in whether the language softens from June's hawkish dot plot.

What to watch

Disclaimer. FinTrend News publishes market commentary and analysis for informational purposes only. Nothing here is investment, legal, or tax advice, and no content should be read as a recommendation to buy or sell any security. Market data is sourced from public reporting as of publication and may be revised. Past performance does not indicate future results. Consult a licensed financial professional before acting on anything you read here.